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13 things mentally strong kids do – and how working parents can teach these skills at home

vgajic/Getty Images Amy Morin is an author, psychotherapist, and host of The Verywell Mind Podcast. She says parents working from home can u…

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The number one comment I hear from readers of my adult books on mental strength is, “I wish I would have learned these things sooner.” So I decided to write a mental strength book for kids.

And while my adult books focus on what not to do, the kids’ book focuses on what to do. If kids learn these skills now, they won’t grow up to develop the unhealthy habits that rob adults of mental strength.

So here are the 13 things strong kids do and the exercises that can teach them to think big, feel good, and act brave.

1. They stop feeling sorry for themselves

It’s healthy for kids to feel sad. But what’s not healthy is allowing that sadness to turn into self-pity. When kids feel sorry for themselves, they insist their problems are too big to address and they become helpless and hopeless.

Exercise: Work with your child to create a list of activities they enjoy doing when they feel happy, like playing games or singing. Those are their “mood boosters.” When they start to feel sorry for themselves, encourage them to pick an activity from their mood boosters list to help them feel better.

2. They empower themselves

Whether kids are experiencing friendship drama or they’re struggling with homework they don’t understand, it’s essential for them to take responsibility for their choices.

Exercise: When your child blames other people for making them angry or ruining their day, point out how to change their language. Empower them to take responsibility by saying, “I’m angry,” rather than, “You make me mad.”

3. They adapt to change

From moving onto a new grade to trying a different sport, change is tough. Kids need confidence that they can adapt to those changes.

Exercise: Help your child label their feelings. Simply putting a name to an emotion – like sadness or anxiety – can take a lot of the sting out of them.

4. They focus on things they have control over

Kids can easily get caught up in worrying about things they have no control over – like who their teacher will be next year or whether their team will win the championship game. But worrying about things they can’t control drains them of the mental strength they need to be their best.

Exercise: When your child worries about something beyond their control, help them change the channel in their brain. Putting together a puzzle, coloring a picture, or playing a game can distract their brains and help them get refocused on things they can control.

5. They know when to say no

While you might think your kids say no to too often already – like when given opportunities to earn money or spend time with the family – it’s important for them to be able to say no to unhealthy things that come their way.

Exercise: Teach your child how to set boundaries by saying no to things they don’t want in their lives. Whether they decline a favor for a friend or they say no to someone who asks them to cheat, teach them to show self-respect by delivering a direct no.

6. They take calculated risks

While a child might be quick to take a physical risk (like a bike stunt), they might be slow to take a social risk (like making a new friend). It’s important for them to learn to assess risk and face healthy fears.

Exercise: Teach kids that their brain’s anxiety alarm is likely a bit faulty – everyone’s is. So while their brains and their bodies might react to giving a speech as if it’s a life or death situation, assure them that it’s OK to face healthy fears – even when their anxiety alarm bells are ringing.

7. They create their future

Kids won’t ever reach their greatest potential if they’re completely passive about their lives or overly critical of themselves. It’s important for them to get interested – and excited – about the type of future they can create for themselves.

Exercise: When your child says something like, “I’ll never be good at math,” ask them what they’d say to a friend who said that about themselves. They’d likely offer some kind words. Teach them to talk to themselves the same way they’d talk to a good friend.

8. They own their mistakes

It’s tempting for kids to hide their mistakes. After all, they don’t want to get in trouble. But they can’t learn from their mistakes unless they own up to them.

Exercise: When your kids make a mistake, help them set themselves up for success next time. If they forget to bring their homework to school, encourage them to start packing their bag the night before. Or, if they forget to do their chores, create a chart to remind them what to do.

9. They celebrate other people’s success

Feeling jealous and resentful of kids who get better grades or score more points in the games will only hold your child back in life. On the other hand, learning how to celebrate other people’s success will serve them well.

Exercise: Teach your child to “act like the person they want to become.” That doesn’t mean acting fake; instead, it’s about encouraging your child to act the way they want to feel. Acting confident leads to feelings of confidence.

10. They fail and try again

Kids who fear failure avoid new things or give up as soon as they experience a setback. They need to know that although failing feels bad, it can also be an important stepping stone to success.

Exercise: Talk about famous failures. When kids learn that successful scientists, inventors, and artists failed many times before succeeding, they see how to learn from failure.

11. They balance social time with alone time

It’s important for kids to feel comfortable socializing with others as well as to be able to do activities independently. Healthy independence helps kids feel more comfortable in their own skin.

Exercise: Encourage your child to do something fun all by themselves. With practice and support, they can learn that alone time doesn’t have to be boring and lonely.

12. They are thankful for what they have

Entitled kids grow up to be narcissistic adults. Grateful kids, however, grow up to become appreciative, happy adults.

Exercise: When your child receives a gift, talk about what it’s like for them to know that someone spent time picking that give out for them. Your conversation can help your child experience gratitude about the people who care about them – not just the material possessions they receive.

13. They persist

When faced with obstacles, kids are often quick to abandon their goals. Persistence, however, is the key to true success.

Exercise: Have your child write an encouraging, kind letter to themselves. Their letter might remind them why they should keep going when they’re struggling. When they’re tempted to quit, encourage them to read that letter to themselves. Hearing their own words cheer them can give them the strength they need to push through tough times.

Source: https://markets.businessinsider.com/news/stocks/things-strong-kids-do-exercises-parents-can-use-teach-2021-3-1030251931

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Two new Florida cruises have cabins for solo travelers – see inside the ships

The Solo Suite available in 2022. Atlas Ocean Voyages Over the last month, Oceania Cruises and Atlas Ocean Voyages have unveiled ships with si…

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The cruise industry is gradually resuming operations, and at the same time, some cruise lines are tapping into a specific segment of customers: solo travelers.

volunteer employees boarding a cruise ship carrying luggageVolunteer Royal Caribbean employees for the Freedom of the Seas sailing at PortMiami on June 20.

Marta Lavandier/AP Photo

Over the past month, two Florida-based cruise lines – including a newcomer to the industry – have unveiled new ships with cabins designed for lone travelers.

top view of the World NavigatorThe World Navigator.

Atlas Ocean Voyages

But solo cruising isn’t a new trend: Cruise lines like Royal Caribbean, Virgin Voyages, and Norwegian have already successfully rolled out single-person accommodations.

a bed next to a desk, tv, and mirrorThe Solo Insider.

Virgin Voyages

Source: Royal Caribbean, Virgin Voyages, Norwegian Cruise Line

And so far, it’s been a success. For brands like Virgin, these solo rooms “perform really well,” John Diorio, the cruise line’s associate vice president of sales, told Johanna Jainchill for Travel Weekly.

a bathroom with a shower, sink, mirrorThe Solo Insider.

Virgin Voyages

Source: Travel Weekly

Staying in solo suites allows independent travelers to bypass paying single supplements, the fees that come with staying in a room designed for more than one occupant.

a bed besides a balcony with views of the oceanThe Anthem of the Seas’ Studio Ocean View Stateroom with a balcony.

Royal Caribbean International

Some solo travelers see this single supplement as a “major obstacle” and a “penalization” for solitary vacations, Alberto Aliberti, president of Atlas Ocean Voyages, told Insider in an email statement.

a bed besides a balcony with views of the oceanThe Quantum of the Sea’ Superior Studio Ocean View with a balcony.

Royal Caribbean International

Fort Lauderdale, Florida-based Atlas Ocean Voyages just debuted this month, and it’s the first luxury cruise line to join the market in over 20 years, according to the company.

the exterior of the World NavigatorThe World Navigator.

Atlas Ocean Voyages

Source: Insider

To cater to this solo traveler segment, Atlas Ocean Voyages decided to include single-person suites aboard its first and and only vessel.

a rendering of a bed facing a TV with a window in the backThe Solo Suite available in 2022.

Atlas Ocean Voyages

The brand’s World Navigator cruise ship has 98 guest rooms that can accommodate just under 200 travelers.

a bed besides a armchair, lights, and a nightstandThe Veranda Stateroom.

Atlas Ocean Voyages

Beginning March 2022, the World Navigator will also have six 183-square-foot suites designated for solo travelers.

a rendering of a bed facing a TV with a window in the backThe Solo Suite available in 2022.

Atlas Ocean Voyages

These single rooms – which Aliberti says have prompted “very positive responses” – will come with the same perks as the ship’s other suites. This includes binoculars and in-room Nespresso coffee, a stocked mini-refrigerator, and bar and butler services.

a rendering of a bed facing a TV with a window in the backThe Solo Suite available in 2022.

Atlas Ocean Voyages

Similarly, in July, Norwegian Cruise Line Holdings’ Oceania Cruises brand announced plans for its Vista cruise ship, which will officially debut in 2023.

a living room with a couch, coffee table, and deskThe Concierge Level Solo Veranda stateroom.

Oceania Cruises

Source: Oceania Cruises

The Miami-based cruise line’s upcoming ship will have “concierge level solo veranda staterooms” created for lone travelers, a first for the cruise line.

a bed tucked away in the corner of the suite with the living room in the backgroundThe Concierge Level Solo Veranda stateroom.

Oceania Cruises

Like Atlas Ocean Voyages, solo guests sailing with Oceania will have the same luxury amenities as other concierge level passengers, such as free laundry and access to the Concierge Lounge.

a living room with a couch, coffee table, desk, and bed in the backgroundThe Concierge Level Solo Veranda stateroom.

Oceania Cruises

And according to Aliberti, that’s the point. Many of these “underserved” solo travelers want the suite amenities, just not the single supplement payments.

a table with seats and a mirrorThe Solo Insider.

Virgin Voyages

Source: https://markets.businessinsider.com/news/stocks/photos-florida-cruise-ships-cabins-for-solo-travelers-2021-8

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Blackstone’s betting $6 billion on the rental market – here’s why private-equity loves real estate right now

Jonathan Gray, Blackstone president and chief operating officer Heidi Gutman/NBCUniversal via Getty Images Blackstone is all-in on rent resets…

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Jonathan GrayJonathan Gray, Blackstone president and chief operating officer

Heidi Gutman/NBCUniversal via Getty Images

  • Blackstone is all-in on rent resets and long-term property assets to combat potential inflation.
  • Private equity firms have trillions of dollars in cash to put to work on acquisitions.
  • Blackstone’s share price ticked over $100 for the first time this month.
  • See more stories on Insider’s business page.

It’s been quite the month for Blackstone.

The private-equity behemoth is part of a consortium of investors that bought Medline for about $34 billion, its share price ticked over $100 for the first time, and it’s doubling down on residential real estate with a $6 billion Home Partners of America buy.

It’s a bet on scorching demand for housing continuing, and also a defensive move as inflation worries start to seep into investors’ minds. The average price of a home topped $350,000 for the first time inn May, according to the National Association of Realtors, logging the largest-ever increase in prices since the NAR began tracking data.

“Whether it’s apartments, storage facilities for warehouse distribution, or single-family homes, private-equity is getting into this as an inflation hedge,” Nicholas Tsafos, a partner with accounting firm EisnerAmper, told Insider.

Home Partners, which owns more than 17,000 homes in the US, rents out these properties, but tenants have an opportunity to someday buy the home.

In the single-family rental arena, private-equity firms can hike rents, while also holding onto profitable, tangible assets.

“Because interest rates are low, and with the potential for a pick-up in inflation, private-equity also feels the need to be long on hard assets,” Tsafos said. “In real estate, you buy it today and then flip it for a higher price.”

Jon Gray, Blackstone’s president and COO, alluded to it during the firm’s earnings call in April when he said multi-family apartments that come with the ability to reset rents were key for Blackstone.

The firm bought many houses at remarkable discounts after the housing market crashed in 2007. It accumulated a number of single-family homes through a former portfolio company Invitation Homes. Blackstone sold its final block of shares in the company in 2019.

The private-equity shop also favors logistics spaces, such as warehousing, life sciences offices, and media and studio businesses with offices, according to a June 22 research note from UBS.

In October, Blackstone made a handsome investment when it sold life sciences real-estate company BioMed Realty for $14.6 billion, after acquiring it for about $8 billion in January 2016.

And it’s not just Blackstone. Fellow private-equity investor KKR is investing in My Community Homes, a platform that buys and manages single-family rental properties, according to Bloomberg.

KKR will invest in My Community Homes through its real-estate and private-credit vehicles.

A spokesperson for KKR was not immediately available to comment.

The Carlyle Group said in May that it provided up to $300 million to Four Springs Capital Trust, a private REIT that acquires and manages single-tenant properties with long-term net leases.

Four Springs will use the money to build its portfolio, which encompasses 122 properties across 29 states, Carlyle said in a press release.

The move on real estate comes while private investment firms sit on more than $1 trillion in cash. Borrowing costs, too, remain subdued as the Fed keeps interest rates at all-time lows.

Given the sheer amount of dry powder available, coupled with accommodative credit markets, private-equity is keen to conduct a surfeit of acquisitions, and isn’t shy about injecting large sums of equity into prospective investments.

Medline, for example, is expected to raise roughly $17 billion from the debt markets, while the private investors are providing a similar amount in equity.

“Big leveraged buyouts are back in vogue,” said Christopher Zook, chairman and CIO of alternative investment manager CAZ Investments. “Whether it’s KKR or Blackstone, they have large capital to put to work. So they’ve got to do a ton of deals.”

Disclaimer: KKR holds a majority stake in Insider’s parent company, Axel Springer.

It’s been quite the month for Blackstone.

Source: https://markets.businessinsider.com/news/stocks/blackstone-home-partners-america-single-family-rental-real-estate-inflation-2021-6-1030556791

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Trading the Fed, plus insights from a 99th-percentile fund manager

Hello and welcome to Insider Investing. I'm Joe Ciolli, and I'm here to guide you through the current market and investing landscape. Here…

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Hello and welcome to Insider Investing. I’m Joe Ciolli, and I’m here to guide you through the current market and investing landscape. Here’s what’s on the docket:

If you aren’t yet a subscriber to Insider Investing, you can sign up here.

Have thoughts on the newsletter? Just want to talk markets? Feel free to drop me a line at [email protected] or on Twitter @JoeCiolli.

Fed-driven portfolio adjustments GettyImages 1228670990

Pool/Getty Images

The Federal Reserve left interest rates steady this past week while setting the stage for two hikes by year-end 2023. Traders, who took a wait-and-see approach before the Fed meeting, quickly sprung into action. Insider spoke with Wall Street and crypto investors to gauge how to position for the hawkish shift.

Read the full story here:

The Fed has left rates steady while signaling 2 potential hikes by the end of 2023. Here is what to do with your stocks, bonds, and digital assets, according to top Wall Street and crypto investors.99th-percentile insights and stock picks Dave Ellison

Hennessy Funds

Financial-sector stocks have outperformed the rest of the market over the last several months. Hennessy Funds’ Dave Ellison – who’s in the 99th percentile compared to peers over the past year – told Insider he expects their strong performance to continue. He shared 5 financial stocks to buy now in order to take advantage of the remaining upside.

Read the full stories here:

Dave Ellison has beaten 99% of his peers over the last year managing the Hennessy Small-Cap Financial Fund. He breaks down why he thinks financial stocks still have room to run – and shares 5 names to bet onSPAC shorts SPACs and hedge funds 2x1

Brian Snyder/Reuters; Michael Loccisano/Getty Images; Samantha Lee/Insider

Short interest in SPACs stood at $3.2 billion in mid-June, up from $2.7 billion. The uptick in SPAC shorts comes as the market works to recover from a weeks-long slowdown, and one ETF manager expects recently “de-SPACed” companies to see short activity surge soon. Exclusive data shows the 20 most-shorted blank-check companies right now.

Read the full stories here:

Bets against SPACs are revving back up as the market attempts a comeback. Here are the 20 most-shorted blank-check companies now.YOU’RE INVITED: A Millennial Guide to Home Ownership

Join us and learn how to navigate the complicated process of buying a home in today’s hot market on Tuesday, June 22 at 12 p.m. ET – during a free, hour-long virtual event presented by Fidelity.

Register here.

Stock pick central

Seeking experts who are willing to name names? Look no further:

Have thoughts on the newsletter? Just want to talk markets? Feel free to drop me a line at [email protected] or on Twitter @JoeCiolli.

Source: https://markets.businessinsider.com/news/stocks/trading-fed-99th-percentile-picks-spac-short-selling-insider-investing-2021-6-1030537490

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